Georgia contract deadlines and disclosures
A quick checklist for Georgia agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the Purchase and Sale Agreement (GAR F201), published by Georgia Association of REALTORS. Closings are usually handled by a closing attorney.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Binding Agreement Date | When the last party signs (day 0) | |
| Earnest money delivered | 3 days after signing | |
| Loan application | 7 days after signing | Only if your contract includes it |
| Due Diligence Period ends | 10 days after signing | Set in each contract; typical shown |
| Appraisal contingency | 21 days after signing | Set in each contract; typical shown. Only if your contract includes it |
| Financing contingency ends | 30 days after signing | Set in each contract; typical shown |
| Title commitment delivered | 14 days after signing | Only if your contract includes it |
| Title objections | 5 days after Title commitment delivered | Only if your contract includes it |
| HOA / condo resale documents delivered | 10 days after signing | Only if your contract includes it |
| Closing | 35 days after signing | Set in each contract; typical shown |
| Final walkthrough | 1 day before Closing | |
| Possession | Same day as Closing |
Disclosures and required forms
Customary: Seller's Property Disclosure Statement (F301): customary; Georgia is a buyer-beware state
If it applies: Lead-based paint disclosure (built before 1978)
If it applies: Community association disclosure (confirm with your broker)
Money at closing
Transfer tax: Transfer tax $1 per $1,000 (0.1%); the seller customarily pays. (confirm with your broker)
Sellers who live out of state: Georgia withholds 3% of the price unless the seller signs a residency or exemption affidavit. (confirm with your broker)
Good to know
A Georgia attorney must conduct the closing.
To extend the closing date, notice must go out before 8:00 p.m. on the closing date (2025 form).
Due diligence option money goes straight to the seller, not escrow.
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.