Pennsylvania contract deadlines and disclosures
A quick checklist for Pennsylvania agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the Standard Agreement for the Sale of Real Estate (PAR ASR), published by Pennsylvania Association of REALTORS. Closings are usually handled by a title company.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Execution Date | When the last party signs (day 0) | |
| Earnest money delivered | 3 days after signing | |
| Mortgage application | 10 days after signing | Only if your contract includes it |
| Inspection contingency period ends | 10 days after signing | Set in each contract; typical shown |
| Corrective Proposal response | 5 days after Inspection contingency period ends | Only if your contract includes it |
| Appraisal contingency | 21 days after signing | Set in each contract; typical shown. Only if your contract includes it |
| Mortgage commitment date | 30 days after signing | Set in each contract; typical shown |
| Title commitment delivered | 14 days after signing | Only if your contract includes it |
| Title objections | 5 days after Title commitment delivered | Only if your contract includes it |
| Resale certificate delivered (5 days to cancel) | 10 days after signing | Only if your contract includes it |
| Settlement | 35 days after signing | Set in each contract; typical shown |
| Final walkthrough | 1 day before Settlement | |
| Possession | Same day as Settlement |
Disclosures and required forms
Required: Seller's Property Disclosure Statement, signed before the agreement (68 Pa.C.S. 7301)
Required: Consumer Notice at first substantive contact (confirm with your broker)
If it applies: Sewage Facilities Act notices and municipal resale / Use & Occupancy certificate (by town) (confirm with your broker)
If it applies: Lead-based paint disclosure (built before 1978)
Money at closing
Transfer tax: Realty transfer tax 1% state plus usually 1% local (Philadelphia and Pittsburgh are higher), customarily split between buyer and seller. (confirm with your broker)
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.