Connecticut contract deadlines and disclosures
A quick checklist for Connecticut agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the Residential purchase and sale agreement (CT REALTORS / local board, or attorney-drafted), published by Connecticut REALTORS / local boards. Closings are usually handled by a closing attorney.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Contract fully signed (Effective Date) | When the last party signs (day 0) | |
| Earnest money delivered | 3 days after signing | |
| Loan application | 5 days after signing | Only if your contract includes it |
| Inspection contingency ends | 10 days after signing | Set in each contract; typical shown |
| Repair response / inspection resolution | 3 days after Inspection contingency ends | Only if your contract includes it |
| Appraisal contingency | 21 days after signing | Set in each contract; typical shown. Only if your contract includes it |
| Mortgage commitment | 40 days after signing | Set in each contract; typical shown |
| Title commitment delivered | 14 days after signing | Only if your contract includes it |
| Title objections | 5 days after Title commitment delivered | Only if your contract includes it |
| HOA / condo resale documents delivered | 10 days after signing | Only if your contract includes it |
| Closing | 35 days after signing | Set in each contract; typical shown |
| Final walkthrough | 1 day before Closing | |
| Possession | Same day as Closing |
Disclosures and required forms
Required: Residential Property Condition Disclosure Report; if not given, the seller credits the buyer $500 at closing
If it applies: Lead-based paint disclosure (built before 1978)
If it applies: Smoke and CO compliance, private well testing, underground fuel tanks (confirm with your broker)
Money at closing
Transfer tax: State conveyance tax 0.75% up to $800,000 and more above that, plus a 0.25% town tax; the seller pays. (confirm with your broker)
Good to know
A Connecticut attorney conducts the closing.
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.