Colorado contract deadlines and disclosures
A quick checklist for Colorado agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the Contract to Buy and Sell Real Estate (Residential), published by Colorado Real Estate Commission. Closings are usually handled by a title company.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Contract fully signed (MEC) | When the last party signs (day 0) | |
| Alternative Earnest Money Deadline | 2 days after signing | |
| Seller's Property Disclosure Deadline | 3 days after signing | |
| New Loan Application Deadline | 3 days after signing | |
| Buyer's Credit Information Deadline | 3 days after signing | Only if your contract includes it |
| Lead-Based Paint Disclosure Deadline | 4 days after signing | Only if your contract includes it |
| Due Diligence Documents Delivery Deadline | 4 days after signing | Only if your contract includes it |
| Record Title Deadline | 7 days after signing | |
| Off-Record Title Deadline | 7 days after signing | |
| Association Documents Deadline | 8 days after signing | |
| Inspection Objection Deadline | 10 days after signing | |
| Inspection Termination Deadline | Same day as Inspection Objection Deadline | Only if your contract includes it |
| Property Insurance Termination Deadline | 10 days after signing | |
| Third Party Right to Purchase/Approve Deadline | 7 days after signing | Only if your contract includes it |
| Water Rights Examination Deadline | 10 days after signing | Only if your contract includes it |
| Mineral Rights Examination Deadline | 10 days after signing | Only if your contract includes it |
| Existing Loan Deadline | 7 days after signing | Only if your contract includes it |
| Disapproval of Buyer's Credit Information Deadline | 4 days after Buyer's Credit Information Deadline | Only if your contract includes it |
| Due Diligence Documents Objection Deadline | 3 days after Due Diligence Documents Delivery Deadline | Only if your contract includes it |
| Lead-Based Paint Termination Deadline | 5 days after Lead-Based Paint Disclosure Deadline | Only if your contract includes it |
| Record Title Objection Deadline | 3 days after Record Title Deadline | |
| Off-Record Title Objection Deadline | 3 days after Off-Record Title Deadline | |
| Association Documents Termination Deadline | 3 days after Association Documents Deadline | |
| Inspection Resolution Deadline | 3 days after Inspection Objection Deadline | |
| Title Resolution Deadline | 4 days after Record Title Objection Deadline | |
| Due Diligence Documents Resolution Deadline | 2 days after Due Diligence Documents Objection Deadline | Only if your contract includes it |
| Existing Loan Termination Deadline | 3 days after Existing Loan Deadline | Only if your contract includes it |
| New ILC or New Survey Deadline | 11 days after signing | Only if your contract includes it |
| New ILC or New Survey Objection Deadline | 3 days after New ILC or New Survey Deadline | Only if your contract includes it |
| New ILC or New Survey Resolution Deadline | 2 days after New ILC or New Survey Objection Deadline | Only if your contract includes it |
| Seller or Private Financing Deadline | 14 days after signing | Only if your contract includes it |
| Appraisal Deadline | 21 days after signing | |
| Appraisal Objection Deadline | 1 day after Appraisal Deadline | |
| Appraisal Resolution Deadline | 2 days after Appraisal Objection Deadline | |
| New Loan Terms Deadline | 22 days after signing | |
| Loan Transfer Approval Deadline | 21 days after signing | Only if your contract includes it |
| Conditional Sale Deadline | 21 days after signing | Only if your contract includes it |
| New Loan Availability Deadline | 28 days after signing | |
| Closing Date | 35 days after signing | |
| Final walkthrough | 1 day before Closing Date | |
| Possession Date | Same day as Closing Date |
Disclosures and required forms
Customary: Seller's Property Disclosure (Commission form), by the deadline in the contract
If it applies: Lead-based paint disclosure (built before 1978)
If it applies: Source of water addendum when the home is on a well (confirm with your broker)
If it applies: HOA documents by the Association Documents Deadline
Good to know
Colorado's contract sets dozens of named deadlines, and the Commission updates its forms from time to time. Reta tracks the current form's deadlines and highlights every estimated date.
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.