Arkansas contract deadlines and disclosures
A quick checklist for Arkansas agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the Real Estate Contract (Residential), Arkansas REALTORS, published by Arkansas REALTORS Association. Closings are usually handled by a title company.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Contract fully signed (Effective Date) | When the last party signs (day 0) | |
| Earnest money delivered | 3 days after signing | |
| Loan application | 5 days after signing | Only if your contract includes it |
| Inspection contingency ends | 10 days after signing | Set in each contract; typical shown |
| Repair response / inspection resolution | 3 days after Inspection contingency ends | Only if your contract includes it |
| Appraisal contingency | 21 days after signing | Set in each contract; typical shown. Only if your contract includes it |
| Financing (loan approval) contingency | 30 days after signing | Set in each contract; typical shown |
| Title commitment delivered | 14 days after signing | Only if your contract includes it |
| Title objections | 5 days after Title commitment delivered | Only if your contract includes it |
| HOA / condo resale documents delivered | 10 days after signing | Only if your contract includes it |
| Closing | 35 days after signing | Set in each contract; typical shown |
| Final walkthrough | 1 day before Closing | |
| Possession | Same day as Closing |
Disclosures and required forms
Customary: Seller property disclosure (customary; no state law requires one) (confirm with your broker)
If it applies: Lead-based paint disclosure (built before 1978)
Money at closing
Transfer tax: Transfer tax $3.30 per $1,000 (0.33%); who pays follows the contract, often split. (confirm with your broker)
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.